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Domestic Students

Domestic Darden student loans are composed of:

• Federal Direct Loans (with a yearly maximum of $20,500) have a fixed interest rate of 6.8%. Standard repayment is 10 years; extended repayment is 25 years. 

And either or both:

• Federal Direct Grad PLUS Loans (with a yearly maximum complementing all other financial aid to meet total cost of attendance per year) have a fixed interest rate of 7.9%. Standard repayment is 10 years; extended repayment is 25 years.
• Private Loans (with a yearly maximum complementing all other financial aid to meet total cost of attendance per year) have floating interest rates based upon Prime or LIBOR with a margin. Repayment terms are between 15 and 20 years. You usually cannot consolidate these loans, and repayment benefits are minimal.

International Students

International Darden student loans are composed of:

• Private Loans (with a yearly maximum complementing all other financial aid to meet total cost of attendance per year) have floating interest rates based upon Prime or LIBOR with a margin. Repayment terms are between 15 and 30 years. You usually cannot consolidate these loans, and repayment benefits are minimal.